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"Habitat for Humanity Warren County VA"
How It All Works
Through volunteer labor, management expertise and tax-deductible donations of money and material, Habitat builds and rehabilitates homes with the help of the homeowners.
Houses are sold at no profit to partner families, and non-interest mortgages are issued over a fixed period. The mortgage payments are deposited into a revolving "Fund for Humanity" which supports the construction of more houses.
Habitat is not a giveaway program. It's a "Hand Up" not a "Hand Out". Each homeowner family is required to invest "sweat equity" hours into the construction of their home, (175 hours per adult and 40 hours for children over 16 years at our local affiliate). This reduces the cost of the house, increases the pride of ownership among family members and fosters the development of positive relationships with other persons.
The average cost of a Habitat house in the U.S. is $45,000 to $70,000; houses in developing countries range from $1500 to $30,000. There are Habitat affiliates in all 50 states and over 70 countries.
How Families Are Selected
Families apply to the local Family Selection Committee. The committee chooses prospective homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the loan. Neither race, religion, marital status, age nor sex is a factor in choosing the persons to receive Habitat houses. The Board of Directors makes final determination of Habitat families.
Our local affiliate requires that families must:
- Have resided in Warren County for the past year.
- Have an annual income of approximately $22,000.00 depending upon
the number of family members and any extraordinary expenses. - Currently live in substandard housing (crowded, exorbitant rent, vermin infested, etc.)
- Be able to afford the monthly mortgage payment of approximately $400/month.
- Be willing to complete "sweat equity" hours prior to moving in.
Contact:Habitat for Humanity Warren County VA